Saving up for a down payment on a home is a big task. It isn't easy, especially if you intend to buy with a complete 20% or more down payment to avoid additional mortgage insurance costs. But your down payment shouldn't be the only money you're... (Read More)

In Clark Fork, Idaho, there is a property known as the Bulbous House. This unique home, built in 1999, is green and curvy outside with a center dome structure and two appendages on each side. Concrete and wire were used to create the... (Read More)

Buying a rental property can be a wise investment if you know what you are doing. But you have to plan and consider all the implications of your decision. Otherwise, you may find yourself tied down to a property that costs you more money than it... (Read More)

Shopping for a home is not like a trip to the grocery store. For example, you may have a list of things you need at the grocery store. You can't deviate from that list without facing a dinner-time problem later. When buying a house, you may have a... (Read More)

Many would-be homeowners have been waiting to buy a house for the past few years as mortgage rates have gone up and down. Some hope to buy their house at the right time to qualify for the best mortgage rate. While your mortgage rate is essential to... (Read More)

Buying a home with an adjustable mortgage rate is like riding a roller coaster. There are ups and downs as the interest rates move up and down with the market. Five years ago, that roller coaster was more of a toddler-friendly ride. There were peaks... (Read More)

Buying your first home is challenging in today’s market. Inventory is low, so finding a house that meets all your needs can be difficult. So what can you do instead? Build a home! With an FHA one-time construction loan mortgage, you can finance... (Read More)

Rising house prices and higher interest rates have made it more challenging than ever for first-time home buyers to break into the housing market. With these challenges in mind, many first-time buyers have decided to use Federal Housing... (Read More)

Online mortgage calculators can be great tools. They allow potential homeowners to calculate mortgage limits and see what they may qualify for without booking an appointment with the bank or a mortgage broker. Here at PRMI, we believe these tools... (Read More)