The holidays are a magical time for small children. Unfortunately, it's also a busy time of the year for emergency room visits, especially those involving young children. Here are some important ways to protect the youngest members of your family... (Read More)

When it comes to buying a home, is it better to go big or to set your sights on something smaller? It all depends on your unique circumstances, including family size, lifestyle and budget. Whether you're looking for a more affordable property, a... (Read More)

If you are a member of the military on active or reserve duty or a veteran, there's a special type of home loan designed for you. The VA home loan program is an incredible benefit designed to help members of the military —past and present —... (Read More)

You found a home your family absolutely loves. But you're not the only one who feels that way and now you're in a multiple-offer situation, competing against other home buyers for the same property. What's the best way to make an offer on a home... (Read More)

Have you been watching mortgage rates and trying to decide if refinancing is right for you? There are a number of factors that go into the decision to refinance your home. Refinancing is more than just an opportunity to get a new mortgage rate... (Read More)

An FHA loan is a type of mortgage specifically designed to assist low-to-middle income borrowers. FHA loans are particularly attractive with first-time homebuyers because they typically require a lower down payment and most lenders are somewhat... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

Saving up for a downpayment is the No. 1 challenge for most first-time home buyers today. That's where the FHA home loan program comes in. It has one of the lowest downpayment requirements available. As an established FHA lender, our team is here to... (Read More)

You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money to put down on a home can be one of the toughest parts of a home... (Read More)

If you’re uncertain if you can meet the standards necessary to secure a conventional mortgage loan, a Federal Housing Administration loan might be the right choice for you. It’s a mortgage product backed by the government, which helps borrowers... (Read More)