It's estimated that millions of Americans could save money by refinancing their homes but instead stick with higher-rate mortgages they obtained years ago. Why? Research shows that many homeowners believe a number of refinancing myths — they think... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. Between the time you're pre-approved and the time you close on your home loan, you don't want your financial situation to change much. Luckily, there... (Read More)

Today's mortgage rates remain near historic lows. Whether you're a home buyer, homeowner or home seller, you have an opportunity to save a substantial amount of money by taking advantage of today's low mortgage rates. Here are just some of the ways... (Read More)

When it comes time to sell your home, you'll need to decide which types of repairs and improvements you'll want to make before it's listed for sale. Should you update your kitchen? Apply fresh paint to the living room? Plant flowers? Clean or... (Read More)

Feel like you missed the low mortgage rate window? Think again. Mortgage rates remain near historic lows, providing a unique opportunity for many to buy a home or refinance. Did you know that in the early 1970s, mortgage rates hovered between the... (Read More)

Whether moving for a new job, a better life, retirement or simply a change of scenery, Americans are doing a lot of moving around. Where are they all going? That's a question that can be answered each year by United Van Lines’ Migration Study... (Read More)

Many people believe that after they have had a home foreclosed on, they will never be able to buy a house again. This is untrue. As you may have guessed, it is much more difficult to get a mortgage after a foreclosure hits your credit report, but... (Read More)

Curious about what type of information you'll need to provide about yourself if you're applying for a mortgage? Here's what we'll need from you (and a co-borrower if you have one) to get started on your loan application: —Social Security Number... (Read More)