Many people believe that after they have had a home foreclosed on, they will never be able to buy a house again. This is untrue. As you may have guessed, it is much more difficult to get a mortgage after a foreclosure hits your credit report, but... (Read More)

Curious about what type of information you'll need to provide about yourself if you're applying for a mortgage? Here's what we'll need from you (and a co-borrower if you have one) to get started on your loan application: —Social Security Number... (Read More)

Are you house shopping with cat or dog in mind? You're not alone. According to a recent survey, one third of Millennials said one of the reasons they purchased a home was for their dog. Home buyers in other age groups, of course, are making home... (Read More)

Whether you're buying or selling a home, you're likely to encounter a host of mortgage terms and acronyms along the way. Find them a bit confusing? You're not alone! Real estate really has a language of its own. You'll feel a lot better on closing... (Read More)

Are you thinking about purchasing a home in the future? Here are three important steps to take now to get yourself ready. Supercharge your savings. You'll need to save money for your down payment and closing costs and you'll need to have some... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)

When it comes to buying a home, there are two very important people who can help guide you through the process. The first is your lender. Your loan officer can help you determine how much home you can afford and help you review your loan... (Read More)

Mortgage rates are on the move. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a home, you'll have to answer both of these questions. Unfortunately, there's not a... (Read More)

Buying your first home? Here are three real estate professionals who will play a big role in your leap from renting to owning your own home: Mortgage loan officer. Before you look at a single home, you should get pre-approved for financing from a... (Read More)