The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by age. According to... (Read More)

Do you feel like the mortgage industry has language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At PRMI, we... (Read More)

Filing your tax return early is a great idea, especially if you're getting a refund. You'll get your money faster. But here's another important reason you might want to file as early as possible: refund fraud. Refund fraud is a type of identity... (Read More)

If you are a member of the military on active or reserve duty or a veteran, there's a special type of financing designed for you. The VA home loan program is an incredible benefit designed to help members of the military —past and present —... (Read More)

It's estimated that millions of Americans could save money by refinancing their homes but instead stick with higher-rate mortgages they obtained years ago. Why? Research shows that many homeowners believe a number of refinancing myths — they think... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. Between the time you're pre-approved and the time you close on your home loan, you don't want your financial situation to change much. Luckily, there... (Read More)

Today's mortgage rates remain near historic lows. Whether you're a home buyer, homeowner or home seller, you have an opportunity to save a substantial amount of money by taking advantage of today's low mortgage rates. Here are just some of the ways... (Read More)